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Insurance options

When you rent a car for use in the USA you're probably used to being offered CDW/LDW at the rental desk?


Maybe you normally rely on secondary coverage provided by your credit card, or even use your standard personal auto insurance to provide you with this coverage?


Now you have the option of taking independent insurance from Insuremyrentalcar.com. The exact options that are availble to you will vary depending on your Country and State of residence.


To find out more about our range of car rental insurance policies before you buy, please click below


Who are we?

Insuremyrentalcar.com is a ground-breaking service brought to you by leading experts in the worldwide auto-rental insurance market.


The site is a collaboration between Halo Insurance Services and a U.S. licensed agent, The Direct Marketing Group (known as DMG Insurance Agency in California), and is designed to give a range of money-saving alternatives to the CDW/LDW insurance offered at the car rental agencies.


Rental vehicle insurance policies purchased through the site are underwritten by Chubb National or ACE American Insurance Companies.


To find out more, please click below.

CDW, LDW?...

Have you ever come across these terms? Do you know what they mean? When renting a car either locally or abroad the truth is that not all car rental companies offer you the same coverage. It all depends where you travel to and which car rental company you use.

Collision Damage Waiver and Loss Damage Waiver

Man confused about CDW & LDW

You may be responsible for purchasing your own Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) insurance which provides coverage for the full value of the vehicle that you are renting as well as covering some of the additional losses to the rental company if your accident results in the rental vehicle being unavailable to rent out.


If you turn up to the car rental desk without your own Loss Damage Waiver insurance, your car rental company may insist that you purchase their car rental insurance policy before they let you drive away in the car. Why not buy your car rental insurance before travelling to make sure you're not surprised with unexpected extra costs at the rental desk?

 Automobile Financial Responsibility Limits vary by state.

Rental companies will usually try and sell you their CDW/LDW coverage which can cost up to $15 per day, where as coverage from Insuremyrentalcar.com starts at $9.75 per day!

We are clear, competitive, and comprehensive!

Why buy from Insuremyrentalcar.com?

Insure My Rental Car’s mission is simple…we aim to make it easier for drivers to understand their insurance options and save them money. The message is always the same wherever you live – buy your rental car insurance before you get to the rental desk!

Insuremyrentalcar.com offers insurance covering Loss Damage Waiver (LDW) up to $100,000 if the car is damaged or stolen. Daily policies start at $9.75 per day agency. The website will also offer single trip policies starting at $17.50 and annual policies starting at $93.99. Annual policies offer particularly good value for regular users and have the added advantage of covering US residents for vehicles rented outside of the USA.


Our aim is simple...provide customers with competitively priced Car Rental Insurance without compromising on the levels of coverage!


Rental Car Insurance

Best Price, Cover and Value

Now, with Insure My Rental Car, you can buy valuable and effective loss damage and theft coverage away from the Rental Car counter.

Better yet, you get primary damage coverage that automatically kicks in without the need to submit a claim to your personal auto insurance policy.



  • Damage and Theft
  • $0 Deductible
  • Primary Coverage
  • Personal Property Coverage*
  • Worldwide Coverage
  • Easy Claims Handling and processing


*Optional coverage

Our policies can be purchased by both US and Non-US Residents!

Insure My Rental Car’s insurance policies can be used by US residents at home and overseas, and can also be used by Non-US residents when renting a car in the United States. So whether you are a permanent US Resident or are simply looking for Car Rental coverage to insure yourself while visiting the US, we could have a policy to suit your needs!